Punchlist Talk
Permits, repairs, code violations and trade tips from the jobsite. Our team breaks down what homeowners and agents need to know to keep a deal moving.
After-the-Fact Permits in Clearwater and Pinellas County
Clearwater and Pinellas County run separate building departments with different after-the-fact fees and review times. Here is which one covers your address.
Read itOpen Permits When Selling a House in Florida
An open or expired permit can hold up a Florida closing. Here is what state law lets an owner do about it, and how it gets closed before the closing date.
Read itPolybutylene Pipe Replacement for Florida Insurance
Citizens will not write a new homeowner policy on a house over 20 years old with polybutylene plumbing. Here is why the pipe fails and what replacing it involves.
Read itWhat Fails a 4-Point Inspection in Florida
The roof, electrical, plumbing and HVAC items that stop an insurer from writing a Florida policy, from Citizens' own form and rules, and how each one gets fixed.
Read itWind Mitigation Repairs That Can Lower a Florida Premium
Florida insurers must offer discounts for wind-resistant features. Here is what the wind mitigation form grades and which repairs change the answers.
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Risks of Ignoring Unpermitted Work in Florida
Unpermitted work does not stay hidden. It surfaces at the sale, the refinance or the claim, and a carrier can deny coverage over it. Here is the real exposure.
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What Building Inspectors Actually Look For in Florida
What Florida inspectors check: structural integrity, electrical, plumbing venting, fire safety and egress. After-the-fact inspections are stricter.
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Unpermitted Garage Conversion in Florida: How to Legalize It
Garage conversions are Florida's most common unpermitted project. Fire separation, electrical, egress and slab compliance all have to be fixed to legalize one.
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Failed a Building Inspection in Florida? Here’s Why
After-the-fact inspections are not the same as standard inspections. They're stricter. When work was done without permits, it was never inspected in phases
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Code Violations on a Florida Home: Why You Can’t Ignore Them
A code violation is liability, not paperwork. Violations hit insurance, property value, refinancing and safety, and the cost grows the longer you wait.
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DIY Projects That Need Permits in Florida
DIY saves money until it does not. Incorrect beam spans, missing GFCIs and improper bonding are common code violations that get flagged at inspection.
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Unpermitted Garage Conversion Almost Killed This Deal
An unpermitted garage conversion nearly cost this homeowner their sale. We stepped in, legalized the work, and the home sold at full value.
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How Much Does an After-the-Fact Permit Cost in Florida?
There's no flat fee to legalize unpermitted work. Cost depends on scope, structural needs, engineering, and corrections. Here's what drives the price.
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How Long Does an After-the-Fact Permit Take in Florida?
After-the-fact permits can take 30 days to 6 months depending on scope, city backlog, and corrections. Here's a realistic timeline breakdown.
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